For most post-secondary students, being stressed out is generally part of the experience at some point.

A new study released in late August revealed that among the pressures that come with the trial of adulthood, students are feeling much more strain than learning life on their own.

A survey of just over 1,000 students was completed by Embark, a Canadian RESP company, in partnership with Leger, a Canadian research and analytics company. The survey took place online, and was open to any and all post-secondary students, including graduate and technical school students that were apart of Leger鈥檚 opinion panel.

鈥淲e wanted to do this survey to understand the students sentiment around post-secondary education, how they feel about going to school after high school, how they feel about cost,鈥� Andrew Lo, Embark鈥檚 CEO, said in an interview.

Eighty per cent of respondents said they believe post-secondary education can open doors for them, but 75 per cent feel it鈥檚 very hard to afford.

鈥淪tudents tell us, you know, I wish I knew about RESP鈥檚 because I would鈥檝e asked my parents to take part of my part-time job income and put it into one鈥� Lo said.

Seventy-two per cent said they feel that it鈥檚 hard to do anything in the current times without any post-secondary education. It鈥檚 not just the tuition costs adding to the strife, however,

In fact, 77 per cent reported struggling to afford all of their needs, with 60 per cent having to cut out necessities to make ends meet.

Though just over half of the participants said they feel debt is just part of the university experience, 57 per cent claim they worry debt will make it harder for them to be financially independent from parents or guardians in their future.

In the finance specific category of questions, 66 per cent said they feel anxiety when looking at their bank accounts. Fifty-four per cent said they avoid looking and thinking about finances and debt in general, a choice that later exacerbates the stress.

Nearly 50 per cent said they feel debt will hinder them in life, 79 per cent saying debt can be completely debilitating.

鈥淒ebt is a distraction from doing well in your studies,鈥� Lo said.

Raising awareness and encouraging parents to consider an RESP for their children is key to what Embark is trying to do, according to Lo.

鈥淲e know that less than half of eligible Canadians are participating in RESPs,鈥� he said.

鈥淲e want to raise awareness to give people advantages like this.鈥�

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